True North Financial Planning, LLC
Thomas Dettre, President
802.373.2591 / 802.872.0434
1795 Williston Road, Suite 125
South Burlington, VT 05403
True North offers comprehensive, holistic personal financial planning services on a fee only basis, considering a person’s whole financial picture and all of its component parts. We strive to have all aspects of a client’s finances integrated and working together for their benefit, and helping to achieve both financial goals and overall life goals. The result is a comprehensive and dynamic financial plan specific to a client’s individual situation, which includes a road map to help clients get to where they want to go in life. As a fee only planning firm, True North does not sell products or receive commissions. We always work in a fiduciary capacity in the best interests of our clients.
True North recognizes the importance of financial planning for the senior population, and we understand many of the unique planning needs of this population. This is Tom Dettre, writing as True North’s founder. I helped my father manage his financial affairs and planning needs after his Parkinson’s diagnosis, and I helped him navigate through myriad financial, health and other challenges during the increasingly difficult years that followed, until my dad’s passing. This experience really inspired me to want to help people, especially those who are less able to fully manage their own affairs, and led me to found True North.
In that spirit, True North employs the planning model outlined above with our senior clients, but we also incorporate planning techniques designed to achieve proactive and successful aging. We employ tools designed to help prepare families for the challenges associated with aging. When to delegate financial decision-making, change living situations, quit driving, seek assistance with health care decisions, and how to plan for health care, long-term and other expenses are difficult topics, and can be emotionally and financially very costly if plans are not put in place. True North’s approach addresses specific aspects of each of these challenges with clients and families, and provides specific recommendations tailored to each client’s/family’s situation. The result is a comprehensive and personalized list of to-do items that clients and their families can take action on, wherever they are in the aging process. Also provided are links to educational materials to help clients and families complete the tasks, and to understand the importance of having a solid plan in place.
The recommendations outlined above are integrated with the client’s overall comprehensive financial plan. Once the initial planning process is completed, True North continues to work with most of our clients to update their planning on an ongoing basis, as we believe planning should be dynamic and is never truly complete.